Living in Tornado Alley with Iowa Home Insurance

Tornado Alley runs right through the state of Iowa, and Iowa home insurance has never been more crucial to have than springtime in the heartland where F4s cut swaths of devastation throughout the landscape.

New to Iowa and never experienced a Tornado? Tornados are vertical funnels that stretch from the clouds to the ground. Winds can top 250 mph, and their paths can be a mile wide or more. According to the government tornado guide, these storms occur throughout the world, but are mostly found in the United States, east of the Rockies.

Weather factors that spawn these beasts make them more likely to occur at some times than others. More often they form in the late afternoon and early evening when the bulk thunderstorms set in. The funnel is actually transparent; the dark form of the tornado is water droplets and debris the winds have stirred up. As violent as they are, they rarely travel more than six miles in their short lifetime.

People, cars and buildings can be physically blown away by a tornado. Most tornado deaths are caused by flying debris. Unfortunately, tornado forecasters don’t have the tools necessary for accurate forecasting, but what they can do is often enough to save lives. The average tornado warning time is 13 minutes, ample enough time to take cover in and interior room of the house, or, most preferably, a basement.

Because a tornado can topple a home like a house of cards, ample coverage is crucial in our state. Iowa home insurance can take a lot of the rebuilding worries away. Contact us now to learn more about the benefits a policy can offer you.

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