Thawing Your Walkways Can Minimize Claims with Business Insurance in Illinois

When it comes to maintaining affordable business insurance, Illinois entrepreneurs should take every step to limit the amount of claims they have to file. While you cannot keep nature from slamming your property with a winter storm, you can help prevent injuries caused by snow and ice. One way to do this is by applying rock salt to de-ice your walkways.

The first step in de-icing the paths to your business is spreading the rock salt. You should use a generous amount on the sidewalks, handicap ramps, and stairs in front of and behind your business. This will help make the ice melt quickly as long as the temperature is about 20 degrees Fahrenheit. After a few minutes, use a push broom or shovel to remove the snow and ice from the walkways.

This routine can help limit the number of falls experienced by customers. It is important to remember to reapply the rock salt on an “as-needed” basis. On thick chunks of ice, you may need to use more salt.

When the temperature is below 20 degrees, rock salt is generally not as effective. You may have to use a shovel to remove as much ice as possible. Then you can use sand or another suitably gritty substance to add traction to the walkways.

A single liability lawsuit has the potential to carry enough expenses to bankrupt your business. Are you cushioned from such financial burdens by the appropriate business insurance in Illinois? Residents who lack the proper coverage should make the time to contact one of our agents today.

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