It’s national life insurance month! Have you considered the following?

There are two types of people in this world: spontaneous types and planners. The spontaneous type loves to be footloose and fancy free, while the planner wants to know which socks they’ll be wearing next Tuesday. Regardless of which category you fall into, there is one thing everyone needs to plan for: what happens after you’re gone.

No one wants to be a burden to the people they love most in the world, but without a good plan in place, that’s exactly what can happen. It’s not just a matter of paying for a funeral, though those can be extremely expensive. What about your debts? Do you carry balances on your credit cards every month, or have a mortgage or other loans? If so, someone will have to deal with those after your death.

Or what about your spouse and your kids and the other people who depend on your income? How will your kids pay for college, or your family pay for groceries? These are details that you just can’t leave to chance.

One great tool for determining how much life insurance you’ll need to pay off your debts, provide a funeral, and keep your family at their current quality of life is ERIE’s Life Insurance Calculator. By just answering five questions, you can get information on the level of life insurance that’s right for you. This calculator makes a great starting point for talking to an ERIE Agent about your life insurance needs.

Take a look at the calculator, and then let’s really talk about what’s best for you and your family. You already trust us with your car insurance; let us help you protect what’s really precious to you.

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